Category

Restaurant business

23 articles from the Katalyst team.

Buying or selling a restaurant — a restaurant valuation summary showing annual revenue, adjusted earnings and an estimated value, beside a due diligence checklist covering financial statements, tax returns, POS reports, vendor contracts and the lease agreement
Restaurant businessJuly 18, 2026

Restaurants under $500K sold at 2.0x SDE every quarter of 2025

How to triangulate POS reports, merchant statements, sales tax returns and bank deposits — and what each mismatch tells you about the seller's numbers.

Lucas Hartwell
Restaurant insurance coverage and exclusions — an insurance policy summary on a clipboard listing property, general liability, business interruption, equipment breakdown and food spoilage coverage, alongside a list of common policy exclusions
Restaurant businessJuly 15, 2026

A restaurant back injury costs 20x what a kitchen burn costs

Your EPLI likely excludes wage-and-hour claims, your liquor policy may sublimit bar fights, and personal auto excludes delivery. Read the exclusions.

Lucas Hartwell
Restaurant sales tax and POS settings — a POS tax settings screen listing separate state, county, city and special district rates totalling nine percent, beside a dine-in receipt showing each tax line calculated individually
Restaurant businessJuly 14, 2026

The delivery apps may not be remitting your sales tax

A 22% auto-gratuity is fully taxable in Texas, and California wants four years of transaction-level POS data. Sales tax is a config problem, not a filing one.

Lucas Hartwell
Restaurant lease negotiation — a lease document on a clipboard listing the key terms to negotiate, including base rent, percentage rent, term and renewal options, tenant improvements, exclusivity, operating expenses, assignment and subletting, beside floor plans and keys
Restaurant businessJuly 11, 2026

Nobody can source the 6-10% restaurant rent rule

Filed 10-Ks put restaurant rent between 1.6% and 7.7% of sales, and show tenant allowances clawed back through percentage rent. Negotiate clauses, not ratios.

Lucas Hartwell
Restaurant cash flow management — a cash flow overview showing cash in, cash out, net cash flow, a monthly trend, and top cash-out categories
Restaurant businessJuly 4, 2026

Restaurant cash flow management: why profitable restaurants still run out of money

Profit isn't cash. The 16-day buffer restaurants actually hold, the 13-week forecast that prevents surprises, and the levers that free up trapped money.

Lucas Hartwell
Restaurant financing: loans and the merchant cash advance trap — a signpost contrasting smart funding with a high-cost advance caught in a trap
Restaurant businessJuly 3, 2026

Restaurant financing: loans, lines of credit, and the merchant cash advance trap

What each funding option really costs, why factor rates hide triple-digit APRs, and the contract terms that turn a cash gap into an insolvency.

Lucas Hartwell
How to read your merchant statement — an annotated statement showing deposit summary, sales breakdown, fees and charges, deposits, and adjustments
Restaurant businessJuly 2, 2026

How to read your merchant statement: finding the fees you're actually paying

The three cost layers, how to isolate the only negotiable one, your true effective rate, and the junk fees hiding in the monthly lines.

Lucas Hartwell
Ghost kitchens and virtual brands economics — lower startup cost, the delivery-commission margin drag, the market shakeout, and when they make sense
Restaurant businessJune 29, 2026

Ghost kitchens and virtual brands: does the economics actually work?

The lower startup cost, the commission drag that eats the margin, the 2023 shakeout that killed the pioneers, and when a delivery-only concept still makes sense.

Lucas Hartwell
How to scale from one restaurant to multiple locations — an eight-step scaling roadmap, financial and operational readiness, and the metrics to track
Restaurant businessJune 28, 2026

How to scale from one restaurant to multiple locations

Why the second location breaks the systems that carried the first, the signs you're actually ready, why expansions fail, and what has to be built to travel.

Lucas Hartwell
Restaurant chargebacks and payment disputes — what a chargeback is, the true cost, the dispute process, what evidence wins, and how to prevent them
Restaurant businessJune 26, 2026

Restaurant chargebacks and payment disputes: how you lose money on your own sales

What a chargeback really costs, why delivery and online orders carry the risk, friendly fraud, the EMV liability shift, and how to prevent and win disputes.

Lucas Hartwell
How to read a restaurant P&L statement — a worked monthly example line by line, key percentages to watch, and what good looks like
Restaurant businessJune 23, 2026

How to read a restaurant P&L: the statement that tells you if you're actually profitable

The P&L line by line, benchmark percentages for each, where losses hide, and why the monthly statement alone is too slow to run a restaurant on.

Lucas Hartwell
Tip pooling, tip-outs, and service charges — the 2026 rules: tip credit, who can share a pool, service charges versus tips, and No Tax on Tips
Restaurant businessJune 18, 2026

Tip pooling, tip-outs, and service charges: the 2026 rules for restaurant operators

Tip credit, who can share a pool, the dead 80/20 rule, why a service charge is not a tip, and No Tax on Tips — the operator's guide to staying out of trouble.

Lucas Hartwell
What it really costs to open a restaurant in 2026 — startup cost breakdown, investment by size and concept, hidden costs, and industry benchmarks
Restaurant businessJune 17, 2026

What it really costs to open a restaurant in 2026

Real cost-to-open ranges, a line-by-line budget from build-out to working capital, costs by concept, and the failure-rate myth — an operator's breakdown.

Lucas Hartwell
The real cost of third-party delivery — commission tiers, the all-in effective rate after fees, the margin math, and commission-free first-party ordering
Restaurant businessJune 16, 2026

The real cost of third-party delivery — and how to take orders commission-free

DoorDash, Uber Eats, and Grubhub commission tiers, the all-in effective rate after fees, the margin math, and how first-party ordering changes the equation.

Lucas Hartwell
Is credit card surcharging legal in your state? 2026 restaurant guide — state-by-state map, card network rules, and compliant signage examples
Restaurant businessJune 9, 2026

Is credit card surcharging legal in your state? The 2026 restaurant guide

Where restaurant card surcharges are banned, where they're capped, the debit-card rule everyone breaks, and how cash discounting differs — state by state.

Lucas Hartwell
Bundled vs interchange-plus payment processing — visual comparison of the two pricing models and what each costs restaurants on real transaction volume
Restaurant businessJune 5, 2026

Bundled vs interchange-plus payment processing — what restaurants actually pay

Bundled and interchange-plus look similar on the marketing page. They're not. Here's how each model actually works on your monthly statement, and what the difference costs a typical restaurant.

Lucas Hartwell
POS contract red flags before you sign — visual guide to the auto-renewal, term-length, hardware-lease, and processor-entanglement clauses that matter most
Restaurant businessJune 4, 2026

POS contract red flags before you sign

Auto-renewal traps, 36-month minimums, hardware lease lock-in, processor entanglement, and the contract clauses every restaurant operator should know before signing a POS agreement.

Lucas Hartwell
Illustration of a smartphone with direct restaurant ordering
Restaurant businessFebruary 17, 2026

The 53% shift: why direct online ordering is no longer optional

Stop losing 30% to apps. Reclaim your margins and data with Katalyst Native Online Ordering.

Jamie Aliperti
Restaurant operations dashboard showing payback metrics across multiple locations
Restaurant businessNovember 11, 2025

How an 8-location restaurant group found an innovation partner — and achieved a 10-year goal in just one year

After 7 years of failed attempts on legacy POS, an 8-location New Hampshire restaurant group rolled out KDS, reliable handhelds, and zero-downtime updates in 12 months on Katalyst.

Dan Roland
Katalyst all-in-one restaurant management platform shown across iPad and counter hardware
Restaurant businessDecember 9, 2024

Katalyst: the future of restaurant technology is here

Katalyst is the all-in-one restaurant management platform built by restaurateurs — combining POS, kitchen displays, loyalty, online ordering, and 250+ reports into one tool.

Dan Roland
Katalyst dashboard displaying 200+ restaurant KPIs across operations, labor, and inventory
Restaurant businessDecember 9, 2024

Katalyst announces all-in-one software now tracks 200+ KPIs to help restaurants streamline operations

Katalyst’s all-in-one restaurant management platform now tracks 200+ key performance indicators, giving operators unprecedented visibility into profitability and operations.

Scott Bleczinski
Restaurant menu being designed with categories, pricing, and seasonal items
Restaurant businessJuly 17, 2024

Menu engineering in today’s environment

How to engineer a restaurant menu that captures customer interest and maximises efficiency — using market insight, the cash cow / star matrix, and Katalyst’s POS data.

Bill Roland
Katalyst US-based support representative on a headset assisting a restaurant operator
Restaurant businessJuly 17, 2024

24/7 US-based customer support: how Katalyst makes service the backbone of the platform

Why Katalyst’s 24/7 US-based customer support team — fluent in English and culturally aligned with American restaurants — drives faster resolutions and stronger brand trust.

Dan Roland